Fractional operations & financial leadership
Calculated
Composed
Calculated & Composed provides fractional operations and financial leadership to small businesses and CDFIs, giving your organization senior-level expertise without the cost of full-time hires.
Our model
Two disciplines, one trusted partner.
We bring together fractional operations administration and financial leadership so your organization gets both, coordinated, aligned, and focused on your mission.
Loan intake to Salesforce & Fundingo implementation
From pre-qualification through application routing, documented, scalable, and built for your team to actually use. System setup, configuration, workflow design, and team training that drives real adoption.
System migrations to CFO/Controller services
Transition planning, process documentation, playbooks, and adoption support so nothing falls through the cracks. Backed by 20 years of accounting and financial advisory experience: financial reporting, budgeting, compliance oversight, and the financial clarity your leadership team needs.
Internal audit & compliance documentation
Internal controls design and implementation, compliance oversight, and audit liaison. Rare expertise at a fraction of the cost.
Currently supporting CDFIs and small businesses through virtual admin support, program development, and program management.
What we offer
Advisory built for accuracy and calm decisions.
Three ways we support your organization, from the day-to-day books to the pressure of an audit.
Fractional CFO & Controller
Budgets, cash flow, monthly close, and board-ready reporting from someone who reads the numbers the way an owner needs to hear them.
Audit support & readiness
Audit-ready policies, working papers, and clean reconciliations so external review is a formality, not a scramble.
Accounting & financial operations
Revenue recognition, systems and platform selection, and process design that keeps your finances organized as you grow.
How we work
The name is the method.
Precise where it counts
Every figure is traceable and every recommendation is grounded in what your records actually show.
Clear under pressure
Audits, deadlines, and hard decisions get calm, plain-language guidance instead of jargon and alarm.
Practical, not theoretical
You leave each engagement with documents and systems you can use, not a report that sits on a shelf.
Our team
Experienced. Practical. Mission-aligned.
We are a woman-owned small business bringing together deep CDFI operations experience and seasoned financial leadership into one space.
How we engage
Flexible by design.
We work around your calendar and your team's rhythm. Available when it matters most, without the overhead of a full-time hire.
We engage around your deadlines and day-to-day operations, not on a fixed 9-to-5.
Async-friendly and location independent. We have worked remotely for clients across multiple states and time zones.
Predictable, consistent support with no long-term contracts required. Start with what you need and scale from there.
Ready when you are.
Tell us a little about your organization and where you need support, and we will put together a quote.
Get in touch
Tell us what you are working on.
Share a few details about your organization and where you need support. We read every message and reply within [2 business days].
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